LEWIS ASSOCIATES

128 E. BEACH ST, WATSONVILLE, CA 95076 · (831) 722-8935

Lewis Associates
Lewis Associates is a private mortgage lender licensed by the California Department of Real Estate and the National Mortgage Licensing System.

Founded in 1981 by Monte R. Lewis and Michael A. Lewis, Lewis Associates has served the Central Coast area for over 30 years.

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If you are interested in applying for a loan from Lewis Associates, click here to download our residential loan application.

Michael A. Lewis

President
Phone: (831) 722-8935
mikelewis73@hotmail.com

Monte R. Lewis

Vice President
Phone: (831) 722-8935
m-lewis49@charter.net

Janet Garcia-Fernandez

Loan Officer
Phone: (831) 722-9291
janet@watsonvillemortgage.com

Kelly Lewis Anderson

Office Manager
Phone: (831) 722-8935
kelly@watsonvillemortgage.com
Michael Lewis Monte Lewis
Janet Garcia-Fernandez Kelly Lewis
AddressTypeAmount of LoanPriorityAnnual ReturnTermLoan to Value
11174 & 11180 Crane St.
Castroville, CA 95012		2 Houses$280,0001st10%3661%
Borrower is putting up as collateral 2 separate improved properties with a total Market Value of $ 457,500.
11174 is a 4 bedrooms 2 bath home. Approximately 1,762 sq. ft. Fair maket rent is $1,800 per month.
11180 is a 4 bedroom, 2 bath manufactured home. Approximately 1,421 sq. ft. Currently rented for $1,500 per month.
Properties combined would have an estimated negative monthly cash flow of $58.26 per month, after subtracting the interest payment, property taxes and insurance.
Applicant has 10 year employment with Central Coast Cooling Inc. as a Human Resources Manager.
Borrower has a mid FICO score of 716.